Short-term emergency loans are mostly required by students. They are intended to provide short-term support for students experiencing serious but temporary financial difficulty, such as a delay in student loan or grant payments. Should you find yourself in this situation at the beginning of the academic year, call into the Student Support Office.

To be considered for assistance student must be fully enrolled, be in a full-time programme of study and be able to provide documentary evidence that he can repay the loan, normally within six weeks. This loan of up to £300 is open to both undergraduate and postgraduate students as well as home, EU and Overseas students.

Short term emergency loans for Book are available once a student is activated in his/her classes. Book loans are available either through the Enrollment Services Online or VIP. These loans must be used no later than the 20th class day. Any unused portion of the book loan will automatically be re-credited to the student’s account. Loans for emergency expenses are made through the Dean of Students Office.

Assistance in the form of short-term emergency loans is sometimes available to graduate or undergraduate students. Such loans cannot be given to pay tuition, bookstore, residence or other university expenses. Repayment of any loan is expected within 90 days or before the end of the student’s study period. Students requesting a short-term loan must meet with a representative from the Office of Student Financial Aid & Scholarships to complete an application.

To be eligible for these loans, a student must not have ANY outstanding indebtedness to the university or have a current history of outstanding short-term/emergency loans, returned checks, financial stops, or other university debts. Each student must also meet any specified enrollment requirements.

Short term emergency loans are generally needed by workers in the private sector who were separated from employment as a result of the currency crisis. Also, there are employees who have an immediate need for funds as the result of an emergency and have no other source of money available within the time necessary to act, or who have a dire personal financial hardship and cannot obtain a loan from a credit union or comparable lending institution.

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