How can I get a Student Loan with no credit and no cosigner?
I already applied for the fafsa..obtain the stafford loan, the perkins loan and was denied for the PLUS. My tuition is 31,058 and after federal help I still need about $11,000 more. I cant count on my mom because she’s not willing to pay anything, plus she has bad credit and besides she only makes about $18,000 a year. I have no siblings with credit history. Is there any possible way I can get a Student Loan with this amount of request? Please serious answers only as I need to know immeadiatedly.
Holy wow – you go to an expensive school. First of all, make sure your fin. aid conselor gave you the full amount for subsidized and un-subsidized loans. Ask about Pell Grants and any other grants (state grants?) and work study. You’re probably going to need to apply with a private institution for a loan and some will give you a loan with no credit. If you have a bank, go talk to a loan officer. Bank of America offers several private education loans and you don’t have to have a local branch – you can apply online. Here’s the website for you with the different loans listed:
http://www.bankofamerica.com/studentbanking/index.cfm?template=stb_get_student_loan
Good luck to you!
