How long should I wait for something bad on my credit report to be removed?

OK, I had some bad things (cards credit, apt. Leasing, student loan) on my credit report that I used a credit counseling service for removed. How many years after I used this service should I expect? I heard he was 7 years. Is this true? Thank you for the help!

Seven years after the date of last payment. 10 years for a mortgage and bankrutpcy

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