IS Citi bank Federal Student Loan a good one?

They have the same 0.25% reduction if you have automatically repayment, 1% original and 1% default fee. So what else is the advantage with Citi bank that you know? I really appreciate your answers. NO ADS please

Citi bank is the one that I went through. I do a lot of banking with them and have never had any problems. Avoid Capital One if you can, I have a personal credit card with them and they were going, were, going to charge me a $39 fee for going 4 cents over my limit. With Citi, the money is there when your school needs it and no waiting!

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