student loans. Is this a good idea?
My student loans go into repayment next month.
I looked at my repayments schedule and I will be paying about 3200.00 a year . I usually get back about 3500-4000.00 on my tax refund every year. So I figure at the beginning of every year I can just make the payments ahead of time for the entire year? is this a good idea?
also can you make extra payments on your student loans and pay them off quicker. like just apply it towards the principal
actually i have a friend that does that. She tells the student loan people that she wants that money to go towards all the months of the year instead of just one payment for a month… its’ a good idea. think of it as one less bill you have to find money for every month!
