Student loans for adult students with bad credit?
Well, I’m in a two-year degree program at the local community college, but need to take out a student loan for a computer and books. I’m 20 years old, married, and unemployed at the time (seven and a half months pregnant). My husband is only 19, and hasn’t been at his job for longer than three months (although he’s been consistently employed for the past year and a half). Parents as cosigners is not an option- so any advice?
Well, I got a grant, but it’s simply not enough. Thanks for the suggestions- I’ll definately check them out!
You need to apply for Stafford Loans subsidized or unsubsidized, either would be better than a private loan. I don’t recall they require cosigners. Here is the link regarding min and maximum loan amounts. You prob just need to talk to the fin aid office and tell them you want one or to increase the loan you have. I wouldn’t go through CHASE or a private lender, interest rates will be higher and fees will be more.
