a few credit questions? (car loans, student loans & credit cards)?
If I have bad credit and I pay on time & the full monthly amount my car loan and student loans will it help my credit at all?
Or am I just basically screwed.
Also I heard if you owe say a credit card company money they only have so long to take action for those charges.
How long is it?
If you start demonstrating responsible credit management, it will help your credit history, but it takes time: 12+ months of on-time payments. What you “heard” about the credit cards is not true.
