Is it smart to consolidate your student loans?

Consolidation loans combine several student or parent loans into one single loan from a larger donor, which is then used to pay off balances from other loans. It is very similar to refinancing a mortgage. Consolidation loans are available for federal loan programs. IS THIS A SMART IDEA?

I see no reason to do – at all. I would not do in the event some time in the future you get a government job that offers to pay part or all of your loans students. /

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