Credit unions?
I am starting a career after finishing my bachelor's and Mr. Ed, and I am getting really outdated the process to repay student loans and college costs. Is a credit union is able to help me, at least for financial advice? I would like to consolidate my loans (federal and Perkins), and perhaps get a better rate on my car payments, but I'm a little fuzzy on how the body works in first place.
They are just a specialized bank, composed of deposits from employees and then make loans to employees in return for so-called less than the rates of commercial banks. "
