Would the Navy Accept Me if I Have Loans to Pay Off?

I’m seriously considering joining the Navy. I don’t have a criminal record and I’m in pretty good shape, but what’s the Navy’s policy if you have loans to pay off? I have a car payment and student loan in deferment because I’m currently attending school. Thanks for your input in advance!

no just having loans will not DQ you. being in DEFAULT would. Student Loans aren’t that big of a deal( you can continue the deferment during Military service, or see if you can qualify for the loan repayment program). the car loan MIGHT be an issue. if your debt to income ratio will be significantly higher by enlisting, they may deny you entry until you either get the loan paid off or sell the car.

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