Pre approved Credit Cards???
Ok..so I have been receiving pre-approved credit card offers, mainly from chase and capital one….within the last 3 months I have recieved 12 pre-approved invitations from capital one and 14 from Chase..(Got my mail today)….I even recieved one from american express telling me i am “officially selected”. Last time i check I did not have a good credit history…well..I pretty much did not have any credit (have never own a credit card…always got turned down…) at the moment all i have is student loans…I have not applied for a card for about a year now…..My question is, the pre-approved offers that i am receiving if I go ahead and apply for lets say capital one will i get the card?????
I was helping a friend apply for a Capital One card and they actually have (I think) four types of cards – one of which is for those with little or no credit history. They will charge a higher APR and maybe an annual fee, but they can help your credit rating. Therefore, it is possible that you will get it!
