What are the best ways to get loans decent interest rate?
I was in college Community for the first 2 years of my schooling, I have not had to take student loans yet. I was Apply for a loan for next semester and I was really get high interest rates. Some are more than 15%, which seems riduculous. I am 21 years old with good credit and I used my parents as co-borrowers in the application. They did not honor and my father earns too much money for me to get any government help, but they do not pay for anything. Where do I go for a fall interest rate on loans? Moreover, what is a good amount of leave if I decide not to work next semester? Thank you! My parents were married for any information I use is for both parents.
It is a matter entirely standard. Without time too spend in a financial aid office, there is much you can do to get the process started. Start by going to http://www.fafsa.ed.gov/ and completing the online form for student aid the federal government. After finding what you qualify in terms of Stafford subsidized loans, you can determine if it is sufficient to pay your tuition and fees. In most cases, it is not. If you find you need more money then you are offered, you may want to try a private student loan. The best thing to do is to compare different private lenders out there that can be done http://www.finaid.org/loans/privatestudentloans.phtml Most rates are very similar, but do some Research and choose who you think is best. I suggest Think Financial. The application process is very quick and easy, and the check is sent directly to you so you can use the money for anything you want. The limits are much higher than private student loans until $ 40,000 per year. You can find more information on a Think loan at http://www.thinkfinancial.com. Good luck.
