Loan application for Graduates?
I applied for a graduate loan from Barclays, and it has been declined, because the account has been opened in the last three months. In fact, I have had an international account with Barclays since 2004, when I have started my PhD (as an overseas student in the UK), I never missed a payment. After I graduated on 2008, I closed my international account and a new normal account was opened again with Barclays.
Any advice for a successful loan application?
Talk to Barclays, and have your banking history information on hand when you explain the situation to them. If you can, I’d recommend going to one of their branches in person; they tend to be more helpful when you’re right there in front of them. If that fails, shop around at other banks, or see if your school/any of your (former?) classmates have suggestions.
