HELP improving my fico score; my score is between 659-687?
my fico score includes a bankrupcy that was discharged two years ago, a judgement for an apartment complex but paid off with a settlement, a car loan never late, one visa account with no fees never late just paid off, mastercard account with an annual 29 fee never late just paid off, target card 40 balance, rooms to go 2400 balance no interest/no payment until 2009 and i intend to pay 1000 in feb, student loans balance 6500 never late and my fico score dropped 40 points i guess from recent inquiries because all except the car were openened in the last two years and i felt i should open new account s to rebuild my credit since the bankrupcy. i want to buy a home next year or so and im still considered high risk in creditors eyes and i just ordered a fico score kit to monitor my report and scores what else can i do all answers welcome but would love to hear from people in the credit industry and very serious answers please my dream is to purchase a home with low interest rates……
It’s really easy. Check out the three articles below.
The first article tells you how to raise your score in 30 days by doing a simple TRW clean up. Totally legal…you don’t need to pay anyone…and it’s easy to do.
The second article tells you the Credit Urban Legends and how to strengthen your score quickly with simple tricks you can do this month. Again…very easy to do and doesn’t cost you anything.
The third articles tells you how to deal with collection agencies and what your rights are as a Credit Consumer. Most agencies don’t want you to know what your rights are because then they can’t badger you into paying. You have more freedom then you realize, and if you decide to settle anything, you can do it for way less then what you really owe.
Hope this helps.
