Does anyone have a suggestion on where I can get student loans with bad credit?
I am a student and I really need additional funds for school. I do have federal financial aid, but I need funds for additional school costs. When I was younger I ran into some bad times and basically ruined my credit. Does anyone know anywhere that will work with people like me…I am kinda desperate!
With bad credit the only way you can really get a loan is by having a cosigner. If there is someone that you are really close to (family member, friend, relative, etc) that you feel you could confide in about this, ask them if they would be willing to cosign for you.
Not many people are willing to cosign unfortunately, just because of the risk of losing money though. So it may be tough to find someone.
Have you tried to talk to you college about the situation? I know at my school you can take out “emergency loans” which allow you to get more money from the school if certain situations come up like medical or something. Also, if you can prove you need more financial aide, many schools will allow you to fill out a form with all of your expenses that you can bring to them. They will evaluate it and then decide whether to give you more funding. Be open with the financial aid people at your school though. They are your best option at receiving more grants, scholarships, or student loans.
Good luck
