who knows about student loans?
I have a $37K right now and my monthly fee is $376, which i can not afford. Im scared to call the phone numbers I was given b/c I’m not sure if they may or may not try to pull a fast one on me. Is there anyone out there that can help me or give me advice on true help with no “catches”?
Well, more information would have been helpful. Is this a federal loan or a private loan?
Either way, you should not miss any payments as that will whack your ability to secure credit in the short and near future. You should contact your lender to discuss any options you might have to refinance or work out a different payment schedule. Sometimes you can do tiered payments that scale every couple of years in the hopes your income scales proportionally.
You might have to make life choices to work around the situation such as cancelling your cell phone, cable, etc. It might sound like a bad thing, but ruining your credit is far worse.
