Alternative student loans for poor credit –?
Husband and I just bought a house, and our debt to income ratio is too high for approval. I would prefer a loan that I can draw a little extra upon, too, to cover the cost of a new laptop, but times are desperate and I’m not too picky. Anyone else have this problem?
My Mom is a great lady, and she would cosign for me, but she also just got remarried, and she can’t have me possibly scarring up her credit by screwing up, so I would have to pay her off RIGHT AWAY. Hence, that (and options like it) won’t work in this situation.
Thanks in advance — Em
I’m already in school and I have a good payment history: my federal stafford is maxed and our house payments pose high risk. Sorry. Could have written that clearer. Have already dropped some classes this semester. Just need loan ideas now.
Contact the financial aid office of the school you wish to attend. They could give you advise. Worst case senario, you may have to pay your debt down and get in better financial shape before you go back to school
