Can I take a student loan as an international student and a non US citizen from US banks?
I’m from Greece and at the moment I study International Relations at a postgraduate level. I want to continue my studies at a postgraduate level in the US but my parents cannot afford the tuition fees. If I don’t get a scholarship am I able to take a loan from a US bank (concidering the fact that I don’t have the citizenship and I’ll be an international student)?
The most important tip that can be offered is to do the research on your own. Student financial aid offices are supposed to be there to help you. They should tell you the information you need to know, help you get a loan, etc. Unfortunately research into financial aid offices has shown that some college offices only provide certain student loans. The lenders may offer the financial aid office incentives in order to get more students signed up.
http://www.worldbestloans.com/student-loans.htm
Several students in the past have found out too late that the loan they took out was not the “best” option as the financial aid offices touted. Not all offices do this, but you must be aware of it. This is why researching on your own as well as asking for help is the best thing you can do. You need to research the private lenders to determine who has the best repayment options and how their deferment plan may work.
