Can you be held responsible for a spouse’s student loan?
My husband got his student loan years before we met. Now when speaking to the student loan company about repayment they are requiring MY financial information. I thought all debts outside of a marriage stayed with that person. Am I required by law to now pay this student loan just because I am married?
The short answer is “no.” They can not require you personally to pay the debt. However, they can deduct the amount owed from any Federal Tax Refund, and some state refunds, depending on your state. Also, again depending on the state, they could put a lien on any real property you own. So indirectly, yes, you may have to pay for it. I wouldn’t give them your financial information if the debt is not yours. Most defaulted student loans are sold off to collection companies who represent themselves as the government. BE CAREFUL
