Maximizing revenue from W4, but owe nothing to the IRS …?

My wife and I want to give as little as possible to the IRS each period payroll, but owe nothing to the end of the year. I made $ 41,000 and $ 65,000. We have one child and want to buy a house in November 30. We file jointly to credit $ 10,000 wedding. We'll also get $ 1000 credit loans children and also for the rental and payment of loans college. I do not know how to juggle with our two W4s will maximize the salary amounts house still owe nothing to the end of the year. I tried an online calculator, and it fills in "4" in line H and "$ 150" in line 6. Please give your opinion for what my salary should be and what should be his too. Yes, I mean the standard deduction when I say "credit marriage." And I forgot to credit tenant State alone. I am in CA.

Marriage credit? Do you take the standard deduction amount for married filing together ($ 11 400 for 2009)? There are no credits for the hiring of federal side. Student loan – that portion of the interest is deductible, up to $ 2,500 max. You and your spouse's income is close to the phase of reduction on the beach – if your other income and wages go above 115K, your student interests borrowing would be reduced deductible. Use the results IRS withholding calculator. Do not be too aggressive on your withholding and let a degree where surprises happen.