Student loans, scholarships, etc. Please help!?

I just got my info from my school price. Here it is: Aid Fund Financial Price FDLR State Amount subsidized direct loans offered $ 5500.00 FDLR unsubsidized direct loans offered $ 5,000.00 Education Grant Ohio accepted $ 1,290.00 Scholarship leader of Ohio Ohio Accepted $ 6,230.00 Scholarship resident accepted 4,850.00 Federal Pell Grant $ 4,050.00 $ accepted Federal Perkins Loan Offered $ 2,500.00 Fed. Suppl. Ed Opp. Grant accepted $ 1,000.00 30,420.00 Total $ My question is, what is the difference between grants and unsubsidized loans? What about Grant? What is good about the Federal Loan Perkins? Should I take out loans they offer, or go through Sallie Mae (I already have several loans with them)? Thank you very much responded. Prtybrwnskin, I am married and legally mine. I'm at school and work, so I do so. I guess the government finally decided I was worth something.

Subsidized loans are loans that the government pays the interest while you are school. This is a good thing, if you need a loan. You must pay interest on unsubsidized loans during school, if you do not have to start paying on this loan until you are out of school. The grants are great because they need not be repaid. Think of them as government-sponsored scholarships. If you need money, I would take all subsidized loans, you can get first. The Perkins loan is subsidized, and also has an interest rate fixed. Sallie Mae is just a repairman of government loans, so I probably go through your financial aid office. I would not try to get loans on your own at least $ 30,000 will not cover your expenses.