Do I accept or reject the loan offered to me unsubsidized (student / college loans)?

I was offered two loans, one unsubsidized and subsidized. I think accepting the soft loan, and lower loan unsubsidized. My tuition would still be covered if I do not take the unsubsidized loan, but would have less of a refund of any evidence. I do not want to accumulate much interest on my four years of college. Turning down the offer of unsubsidized loan does not affect me in any way other than what I said (lower payment), but it does not really matter. Should I take the soft loan, and turn down the loan unsubsidized? I need help with this decision!

Lower the unsub loan. There will be ample time to accumulate more debt while you graduate. Good for you!